Huabe paid monthly payments on time. Why was it closed? It may be that you touched these "minefields"
With the continuous improvement of technology, people's lives are becoming more and more colorful now. Mobile payment is definitely one of the payment methods we use most now. Compared with cash transactions, mobile payment is not only more convenient, but also safer, and there is no need to worry about money falling or being stolen by a thief.
People are lamenting that technology has brought us more and more lives With more convenience, our consumption level is also increasing. For some people with relatively low incomes, money is very tight every month, and sometimes there is a shortage of funds. And we mostThe well-known payment software, Alipay has specially launched the Huabei function in order to facilitate everyone's capital turnover. Allow users to consume in advance and pay back together until next month! This greatly eases our financial pressure.
In order to launch Huabei, Jack Ma also made a lot of effort. I remember that in the past few years, Alipay often gave users some consumer red envelopes, ranging from a few yuan to as many as tens of yuan, which was very favorable. In order to promote Huabei, Ma Yun also made a lot of money. Now most of us have opened the Huabei function on Alipay, but some people may be surprised, why is my Huabei repaid on time every month, and Huabei will be closed? It may be that you have touched these "minefields", let's take a lookRight!
1. Credit score is too low
Maybe you have repaid on time in recent months, but you may have failed to repay in time before, or other things that affect your credit score Actions cause your credit score to drop. Huabei has a bottom line of credit. Once it falls below this score, your Huabei may be cancelled.
2, cash out with flowers
I remember that when promoting Huabei in the past few years, many people would take opportunistic ways to receive Jack Ma’s red envelopes, and then send the red envelopes to their acquaintances, and then ask them to transfer WeChat to themselves. This seems to be seamless, but Ma Yun has already seen everything, but if your money is not large, he will just open one eye and close one eye! althoughAlthough you might think it was nothing at the time, but later you will find that the red envelopes you receive are getting smaller and smaller, and the Huabei function will probably be disabled.
3. It has never expired
This is a bit confusing. How can users who have never expired Huabei be closed? In fact, it’s very simple to think about it carefully. Jack Ma’s launch of the Huabei function is not entirely a welfare measure. To a large extent, he wants to make users overdue and earn interest. If you have never overdue, Alipay thinks that you have sufficient funds and you don’t need the function of Huabei, and may also turn off your Huabei.
I wonder if you have touched the above three "minefields"? Are your flowers still in use? Welcome to leave a message!