Pulling deposits is an eternal topic for bank employees and one of the main indicators of performance appraisal. Especially now the rise of Internet finance. The market is more competitive. As an offline bank, it is still very difficult to get 50 million deposits. So how much bonus can a bank account manager get 50 million? It depends on the nature of the deposit:
1 The activity fund of enterprises is 50 million.
Many large companies have become the targets of banks. A large company opens a public account with a certain bank, which shows that this bank has more deposit opportunities. The daily deposits of corporate account managers will increase. This 50 million yuan of unplanned liquidity did not actually bring much to the bankLess benefit, because the money will be withdrawn at any time. The bank's rewards to individuals ignore the average daily liquidity pool sedimentation.
The client manager wants to pull 50 million corporate working capital , Such performance will be included in his annual average assessment. Even if you add 50 million yuan on average. The commission is also 10,000 to 5,000 yuan, and the monthly income is 2,000 to 3,000 yuan. Big banks give 2,000 yuan a month. Generally, small banks give more money. There are thousands of different banks across the country, so the rewards for each bank are different.
2. 50 million personal demand deposits
If someone deposits 50 million demand deposits in the bank, although they are all short-term, It may be taken away at any time. But if you save 50 million for one day, then you will be rewarded. If you save for one day, you will create another day of FTP, which is profit. So this reward is determined by how long you can save.
3, 50 million fixed deposits
If you have a one-year deposit of 50 million yuan, congratulations on having a good year. The current interest rate spread of banks with 50 million deposits The profit is about 4%, and the profit is about 2 million yuan. Small banks generally give you no more than 200,000 yuan in bonuses. Large banks are about 50,000 yuan. In some small banks, you may be promoted to the supervisor because of this 50 million deposit.
4. Wealth management, fund, targeted deposit 50 million yuan
If you sell a wealth management product worth 50 million US dollars, even if the bonus is only 1 point, then it is 500,000 yuan. If it is a third-party wealth management company or fund, you have made a lot of money. They will give you a commission of 3 points, 1.5 million. If it is a targeted deposit (someone wants to borrow 50 million US dollars, you withdraw 50 million yuan from the bank to lend them), you can even get a commission of 5 million yuan. It is equivalent to the kind of entrusted loan.
But in case the borrower fails to refund the money, then the bank will have a tragedy at this time, and you, as the manager of the loan, will also be a tragedy.Although the commission is high, but if you fail, find a place to cry!
Conclusion: In fact, for big banks, The 50 million deposit is nothing but the performance of an account manager. But for some small banks, the performance of an account manager is only 50 million.